![]() Prepare a list of things you plan to buy and make a budget. Festive season begins at the end of this month, with Navratri from 21-29 September and Durga puja from 25-30 September. Make a charitable donation and avail of Section 80G tax exemption for 2016-17.ġ. 15th : Last date to pay second installment of advance tax.Ģ. Collect all documents a week before you file it.ġ. 15th: Take a long weekend break around Independence day (Tuesday) to declutter your mind.Ģ. File the returns online in the first or second week of July to avoid last-minute rush. Alter, if needed.ġ. 31st : Last date to file annual income tax returns for 2016-17. Check if your smartphone, Internet and cable plan suit your needs. Set a date to complete and update your paperwork, be it reviewing or upgrading insurance policies - motor, health, home - rescheduling your budget, filing bills and receipts, writing a will or re-balancing investment portfolio.ģ. If the credit score is low, take steps to improve it by paying bills, EMIs and credit card bills on time, every time.ġ. 15th: Last date for paying the first installment of advance tax.Ģ. ![]() Keep aside some amount to splurge with your family too!Ģ. If you are planning a May-June vacation, it's time to book air tickets and hotels to get the best deals.ģ. 28th: On Akshay Tritiya, buy gold if your portfolio has less than 10% of the metal.ġ. If you have received an increment or bonus, use it either to repay an expensive debt or invest it. Set an ECS mandate so that as soon the salary is deposited in your account, it flows out for investment.Ģ. Do not panic and make last minute, tax-saving investments that are not in line with your financial goals.ġ. Now is the time to assess your goals and risk appetite to make suitable tax-saving investments. If you have kids, make sure you have sufficient funds in your bank account for the annual school fee next month.ģ. Some like leave travel allowance (LTA) cannot be claimed later while filing tax returns.ġ. 15th : Last date to pay the fourth and final installment of advance tax for 2016-17.Ģ. Claim all reimbursements at workplace before the financial year-end. ![]() Take note of changes in taxation rules and how your investments are affected.Ģ. Furnish proof of investment to your employer.ġ. 1st : Budget announcement. Also set a reminder for a fixed day every month to pay utility bills, credit card bills, etc.Ĥ. Set a reminder for the due dates of premium payment for all insurance policies.ģ. List out tentative investments, fixed spends and estimated big purchases.Ģ. ![]()
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